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(760) 230-1125​

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Renters Insurance

what is rent insurance

Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow? It only takes a few minutes to see how affordable renters coverage can be.

What is Renters Insurance?

Renters insurance is a policy which provides most of the benefits of homeowner’s insurance, including liability insurance. The tenant’s personal property is also covered against named perils such as fire, theft, and vandalism. Renters insurance does not include coverage for the structure apart from small alterations that a tenant makes to the dwelling. The owner of the building is responsible for insuring it but bears no responsibility for the tenant’s belongings.

How Much Renters Insurance Do I Need?

The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.

To get a better understanding of your coverage needs, ask yourself:

· How much are my belongings worth?

· Could I afford to buy it all back again if it were destroyed in a fire or stolen? What would I do in the event of a liability lawsuit against me?

If you have ever asked yourself if you need renters insurance, the answer is probably yes.

Contact us to learn more about the right renters insurance policy for you.


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Company information

CJT Insurance Services​
​CA License #: 0M25434

700 2nd St. Suite C
Encinitas, CA 92024

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Contact details

E-mail address:

(760) 230-1125​

Weekdays: 09:00am - 5:00pm
​Saturdays: By appointment
Online 24/7